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"ON-THE-MOVE"
Travel Accident Insurance Plan

A quick errand across town. A weekend getaway or family vacation. A business trip in a distant city.

TA Product Overview

Travel Accident Insurance Plan

No matter how safe you try to be, or how courteous a driver you are, there are many things beyond your control. This Union Plus Travel Accident Insurance Plan can help make sure you or your family will have help paying the bills in the event of a covered accident.

Travel Accident Insurance Plan

Overview

UNION PLUS GROUP TRAVEL ACCIDENT BENEFITS STAND BY YOU – AROUND THE CORNER OR AROUND THE WORLD

Here's a quick way to make a big difference in your family's financial security:

Enroll in your Union Plus Travel Accident benefits today. You'll lock in generous benefits - Up to $50,000.00 if you fall victim to a fatal travel accident PLUS up to $500.00 a day if a travel accident lands you in the hospital - at the group rate of $60.00 for member only and $94.50 semi-annually to include your family.

Here's what you get:

  • Hospital Care Benefit - You can collect up to $182,500 annually (12 months) for hospital care. That's $500 for each day you're confined in the hospital due to a covered accident.
  • Recuperation Benefit - You can collect up to $182,500 annually (12 months) for recuperation. That's $500 each day for recuperation (you will be paid for the same number of days that your Hospital Care Benefit is paid).
  • Outpatient Care Benefit - You can collect up to $500 annually (12 months) for outpatient care. That's up to $250 per visit for outpatient care (payable up to two times per year for each covered accident).
  • Loss of Life Benefit - You can receive up to $50,000 in loss of life benefits for a covered accidental death.

Acceptance GUARANTEED – You Cannot Be Turned Down

This plan is GUARANTEED ACCEPTANCE. You cannot be turned down. There is NO MEDICAL EXAM. There are NO HEALTH QUESTIONS. This value-packed accident insurance plan was designed exclusively and specifically for union members and their families.

If you have any questions regarding any of these benefits, please call 1-800-393-0864.

See the "Rates" tab for important premium information.

Accident Form Series includes GBD-1000, GBD-1300, or state equivalent.

 

Coverage

High Coverage – Affordable Rates

The Union Plus Travel Accident Insurance Plan efficiently delivers generous benefits for only pennies a day. How is this possible?

Because Union Plus avoided expensive "extras" that most people never need. The result is a streamlined program that stands by your family with cash benefits when they need them most:

MEMBER COVERAGE:

An ACCIDENTAL DEATH BENEFIT will be paid if you or your covered dependents sustain an injury that results in death within 365 days of the date of the covered accident.

An OUTPATIENT BENEFIT will be paid when a covered person's injuries from a covered accident require treatment in the outpatient department within 24 hours of the date of the accident. This benefit will be paid up to 2 times a year.

An ACCIDENT HOSPITAL INCOME BENEFIT will be paid to you or anyone you choose if you or your covered dependents are confined in a hospital and the injury is due to a covered accident. You will receive this benefit for each day you are in the hospital. This benefit is payable for up to 365 days of hospitalization. The confinement must start within 90 days from the date of the covered accident.

Also included is a RECUPERATION BENEFIT that will pay you or anyone you choose while you or your covered dependents recuperate at home. This important benefit will pay for the same number of days that you or your covered dependent were confined in a hospital under the Hospital Income Benefit.

YOU'RE UNDER NO OBLIGATION

Your coverage comes with a 60-day Satisfaction Guarantee. If you decide your Union Plus endorsed Travel Accident Plan isn't for you, just let us know within the first 60 days. We'll promptly refund your premiums, provided no claim has been submitted, and invalidate your coverage. No questions. No obligation.

Accident Form Series includes GBD-1000, GBD-1300, or state equivalent.

 

Frequently Asked Questions

WHY ACTIVATE TRAVEL ACCIDENT BENEFITS?

Because union members are "on-the-move" people. With our active outdoor lifestyles, we're often "out and about" in cars, buses, taxis, trains, ships, ferries and more. So we set up the Travel Accident Insurance Plan as an extra-mile safety net to help protect union families from accidents in exactly those situations.

HOW CAN UNION PLUS SET UP SUCH A VALUABLE SAFETY NET?

Because the Travel Accident plan isn't weighed down by unnecessary features that drive up costs. As a result, you can lock in high dollar benefit amounts paid straight to your loved ones – without paying extra money for expensive bells and whistles that you don't need.

WHY DOES UNION PLUS RECOMMEND THE FAMILY COVERAGE OPTION?

Because your family is probably on the go just as much as you. You all travel – whether it's across town for groceries, to school, to another state for family vacations, or across the country for work. Since no one can predict how or when an accident will strike, Union Plus urges all union members to strongly consider full family coverage by choosing the family option when you enroll in the Travel Accident Insurance Plan.

I ALREADY HAVE INSURANCE. HOW DOES TRAVEL ACCIDENT WORK WITH ANY OTHER PROTECTION I'VE ALREADY SET UP?

Union Plus set up the Travel Accident Insurance Plan to be paid in addition to any other benefits you may have. That means you and/or your family will collect the full Travel Accident cash benefits you're entitled to – REGARDLESS of any other insurance proceeds from a medical plan, life insurance, workers' compensation or any other program.

DO I QUALIFY FOR COVERAGE IF I WORK LESS THAN 40 HOURS A WEEK?

Yes. You're eligible for coverage as long as you are a union member residing in the U.S.

HOW DO I PAY MY PREMIUMS?

For easy budgeting, premiums are deducted from your paycheck.

WHAT IF I CHANGE MY MIND AFTER I ENROLL?

If you decide your Union Plus Travel Accident Insurance Plan isn't for you, just let us know within the first 60 days. We'll promptly refund your premiums, provided no claims have been paid, and invalidate your coverage. No questions. No obligation.

Accident Form Series includes GBD-1000, GBD-1300, or state equivalent.

 

Rates

CHOOSE YOUR COVERAGE AND BENEFIT LEVEL:

Benefit Levels

$50,000

$40,000

$30,000

 

$500 per day for both Hospitalization and Recuperation

$400 per day for both Hospitalization and Recuperation

$300 per day for both Hospitalization and Recuperation

 

$250 per occurrence for Outpatient Care

$200 per occurrence for Outpatient Care

$150 per occurrence for Outpatient Care

Member Only Semiannual Premiums

$60.00

$48.00

$36.00

Family Only Semiannual Premiums

$94.50

$75.60

$56.70

You will be billed semi-annually for your convenience. Rates and/or benefits may be changed on a class basis.

Accident Form Series includes GBD-1000, GBD-1300, or state equivalent.

 

Union Form Download

Form Download
Travel-Accident.pdf Download
Travel-Accident.pdf
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TACC Statement

​​​​​​Underwritten by Hartford Life and Accident Insurance Company, Hartford, CT 06155

May not be available in all states.

Accident Form Series includes GBD-1000, GBD-1300 or state equivalent.